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Whether it is a village or a city, you will be able to make online payments everywhere with these UPI apps, there will be no problem of keeping cash in your pocket.

UPI stands for Unified Payments Interface. UPI payments have grown tremendously and mobile app stores are full of new and unique UPI apps in India these days. UPI is an instant real-time payment system developed by NPCI for Indian National Payment Corporation which helps in inter-bank transactions by instant money transfer between two banks over mobile or web platform. Due to this UPI payment advancement, now money can be sent to anyone across the country in no time.

All UPI apps available in the Play Store are good for making payments. Some of these UPI app interfaces in India can be initially difficult to understand at times. Let us have a look at the best UPI apps in India for easy and fast transactions.

These are the best 5 UPI apps in India:


PhonePe is the most popular UPI app in India. Indian users rely on this app to make online mobile payments. It is not only used for UPI payments but also for recharge, online bill payment, food ordering and shopping. It also provides different offers, rewards and cashback to its customers. It has the smoothest interface with the fastest and most secure online payment experience in India. PhonePe is one of the best payment apps in India and better than many other UPI payment apps or internet banking services.

Google Pay

Google Pay also known as Tez app is on top of the list of best UPI apps in India. This app has created a huge customer base in India in a very short span of time. Moreover, the brand name Google has helped make the app popular among new and existing customers. Users can send money to their friends, pay their bills, recharge, shop online or make payments on the go.

Scratch cards are the most interesting part of Google Pay. Google Pay offers gifts in the form of scratch cards to people who make new transactions. Users can scratch the card and get the gift in the form of money and the money will be deposited in the registered bank account.


Paytm offers Paytm Wallet and Paytm UPI along with Paytm Mall. Due to the large number of products and services provided by this app, it is called Mega Store. As users can do everything related to online payment on its app. It is the most used payment app.

In this app you can do all things like make online payment for buying household items, IRCTC train ticket booking, LIC premium payment, movie ticket booking, groceries, gold buying, bus and flight ticket booking, e Including challan payment, loan payment and metro card recharge, many more are included.

Amazon Pay

Amazon Pay is the fourth largest app used for making UPI transactions. The Amazon brand name has helped Amazon Pay to provide the fastest growth in a short span of time. Amazon Pay has become a treasure trove of UPI users and is integrated with most shipping and payment gateways along with cashback rewards.


BHIM is the fifth most popular UPI app in India. NPCI launched and manages this BHIM which is a UPI app which has started the facility of secure, easy and instant digital payments through users’ mobile phones.


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