Tuesday, December 6, 2022
HomeBusinessWant to deactivate government schemes PMJJBY and PMSBY! Follow these easy...

Want to deactivate government schemes PMJJBY and PMSBY! Follow these easy steps

PMSBY and PMJJBY: There was a time when only rich and middle class people could buy the policy, but in order to provide insurance facility to the large population of the country, in the year 2015, the Modi government introduced two insurance policies Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan. Jyoti Bima Yojana (Pradhan Mantri Jeevan Jyoti Bima Yojana) was started. Under two schemes, policy holders get an insurance cover of Rs 2 lakh. Under the Pradhan Mantri Jeevan Jyoti Bima Yojana, an annual premium of Rs 436 is deducted every year and under the Pradhan Mantri Jeevan Jyoti Bima Yojana, a premium of Rs 20 is deducted every year.

Premium is deposited through auto-debit mode
The premium of both these insurances is deposited through auto-debit mode. Both these policies are valid from 1st June to 31st May. To take advantage of both the policies, you must have an account and the policy should be linked to the account. Many times people have problems due to this auto-debit mode. Many times he wants to deactivate the policy, but before that money is deducted from his savings account. In such a situation, we are telling you how you can deactivate PMSBY and PMJJBY.

In this way, turn off the auto debit mode of the account
Let us tell you that if you want to deactivate PM Suraksha Bima Yojana or PM Jeevan Jyoti Bima Yojana, then for this you have to turn off the auto debit mode of your account. For this, you first go to your bank and go there and apply to turn off the auto-debit mode of your account. After this the bank will turn off the auto debit mode and after that the premium of both the schemes will stop deducting from your account.

Why do people deactivate the scheme?
Many times people buy both the policies, but later they want to close it. There are many reasons behind this like they have bought some other insurance policy or they do not need this policy anymore. In such a situation, you can easily deactivate the policy by going to the bank and turning off the auto debit mode.

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