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Those who keep this account get the benefit of up to 10 thousand rupees, even if there is no balance in the account.

PMJDY: Important news for bank account holders. On behalf of the central government, customers will get the benefit of full Rs 10,000 on Jan Dhan account. Even if you do not have money in your account, the bank can give you an amount up to ten thousand rupees and for this you will not have to worry much. Know here what is this facility

10 thousand rupees are available with the facility of overdraft
The government provides overdraft facility to the customers in this account. Even if you do not have balance in your account, you can still take an overdraft up to Rs 10,000. Earlier this amount used to be Rs 5000, which has been increased by the government to 10,000. The maximum age limit for overdraft facility in this account is 65 years. To avail the overdraft facility, your Jan Dhan account should be at least 6 months old. Otherwise, the facility of overdraft up to Rs 2,000 is available only.

Know More Features of Jan Dhan Account
The central government had started the facility of Jan Dhan account to develop banking facilities among the customers. Apart from this, the general public also gets the money of all government schemes in this account. If you also open this account, then customers get accidental insurance cover up to Rs 2 lakh from the government. Apart from this, if you are taking advantage of any government scheme, then its money comes directly to your account. You get the facility of interest on the amount deposited in Jan Dhan account. Apart from this, the benefit of free mobile banking is also available.

Jan Dhan account can be opened for free
Under Pradhan Mantri Jan Dhan Yojana, you can open an account for free. Along with this, there is no need to keep any minimum balance. Along with Jan Dhan account, the bank gives overdraft facility to the customers. Through this card, you can withdraw money from the account as well as make purchases and you can get many special offers.

You can open this account in any government bank or private bank anywhere. Any citizen residing in India can open this account, only his age should be 10 years or more.

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