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These schemes of the post office are giving up to 8 percent interest on the new year, know the details

Post Office Small Saving Scheme: The Central Government had increased the interest of Small Savings Scheme even before the beginning of the new year. Only the interest of Public Provident Fund and Sukanya Samridhi Yojana has not been changed, all other schemes have been changed. Interest ranging from 6.5 percent to 7 percent is being given on the FD of the post office.

Earlier, during the quarter of September 2022 also, the government had changed the interest of these small savings schemes. However, instead of increasing the interest of all small savings schemes, only a few savings schemes were increased. At the same time, except for two schemes, the interest of all has been increased. With this increase, the interest rates of the post office have become attractive. Let us know in which scheme how much interest is being given.

Which schemes are paying how much interest for January to March 2023

    • Interest on 1 year time deposit 6.5 percent
    • Interest rate on 2 year time deposit 6.8 percent
    • Interest on three-year time deposit 6.9 percent
    • 7% interest on five year time deposit
    • Interest on National Savings Certificate 7 percent
    • Interest on Kisan Vikas Patra Yojana is 7.2 percent
    • Interest on Public Provident Fund Scheme 7.1 percent
    • Interest in Sukanya Samriddhi Yojana is 7.6 percent
    • Interest on Senior Citizen Saving Scheme 8 percent
    • Interest on Monthly Income Scheme 7.1 percent

Banks increased FD rates

Since the Reserve Bank increased the repo rate in the year 2022, private and public sector banks have increased their Fixed Deposit rates. Some banks are giving interest up to 7% while some NFSC banks are giving interest up to 9%. PNB, SBI, HDFC, ICICI, BOB and other banks have increased the interest on their fixed deposits in the last year itself.


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