Insurance is not just a savings but a very useful investment. Uncertainty has also increased in the rapidly changing times, especially after the Corona epidemic, people have become aware of diseases and they have come to know about the need for health insurance. Health insurance plays an important role in keeping every human being and all the members of his family safe. Health insurance is the only option that provides financial security to you and your family during any kind of medical emergency.
Today we are going to tell you about 3 such health insurance which everyone should buy. These health insurance will give you freedom from the stress of health and medical needs of yourself and all your family members. Apart from this, your budget will also not be spoiled in case of any medical emergency in future. Especially for mothers, these 3 health insurances become very important.
Individual Health Insurance
This is most important for every human being. Individual health insurance policies provide coverage for medical expenses, which include medical consultation, hospitalization, preventive care, etc. These plans can be tailored to meet the specific needs of mothers and their families. You can make your health insurance policy more comprehensive by adding various types of add-ons like OPD coverage, critical illness cover etc. with health insurance plans. Critical illness insurance provides coverage for specific critical illnesses such as cancer, heart disease, stroke and organ failure.
Maternity insurance is purpose-designed to meet the special needs of mothers, covering expenses related to pregnancy, delivery and post-delivery care. These plans usually include coverage for pre-delivery medical consultations, ultrasound scans, hospitalization for delivery, and post-delivery medical consultations. Maternity insurance ensures that mothers get all the necessary medical facilities along with financial support and peace of mind during this crucial phase of their lives.
Senior Citizen Health Insurance
Mothers must consider buying a senior citizen health insurance policy to ensure their financial security in their old age. This policy provides comprehensive coverage covering medical expenses, hospitalization and post-hospitalization care. With this insurance in place, mothers can avail good healthcare services without worrying about the financial burden.
As we all know that most senior citizens suffer from specific ailments like diabetes and hypertension, some health insurance policies cover these PEDs from day one. Additionally, senior citizen health insurance policies often include benefits such as coverage for pre-existing conditions, cashless hospitalization and annual health check-ups. With these benefits, mothers can safeguard their health, as well as seek timely medical treatment and lead a happy life with peace of mind during their old age.
What do experts say
Amit Chhabra, Head – Health Insurance, Policybazaar.com says, “Investing in health insurance is an important step in ensuring the well-being of your family. Individual Health Insurance, Maternity Insurance, Senior Citizen Health Insurance provide comprehensive coverage and specific benefits for mothers and their loved ones. Apart from this, these health insurance can also provide considerable financial relief from tax deductions.