Wednesday, November 30, 2022
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The special senior citizen FD scheme of these two banks is ending on October 1! invest as soon as possible

Senior Citizen FD Scheme: During the Corona epidemic, many big banks of the country had launched Special Fixed Deposit Scheme for senior citizens. Customers are getting maximum returns on these schemes. Most of the banks offer 0.50% higher interest rate to their senior citizens than normal customers. This includes the names of banks like State Bank of India, ICICI Bank and HDFC Bank.

Recently, the country’s largest public sector bank State Bank of India has announced that it is extending the period of WECARE Senior Citizens Term Deposit Scheme, a special FD scheme launched for senior citizens, till March 31, 2022. In such a situation, you can invest money in this scheme till March next year.

On the other hand, talk about IDBI Bank and HDFC Bank, then both these banks have not taken any decision on extending the period of their Senior Citizen FD Scheme. In such a situation, the special FD scheme of both these banks will end on October 1, 2022. If you also want to take advantage of the FD scheme of these two banks, then you can invest in both the schemes as soon as possible-

IDBI Bank FD Scheme

IDBI Bank has launched a special FD scheme for its senior citizens. The name of this scheme is IDBI Naman Senior Citizen Deposit. Under this scheme, the bank is offering 0.75% maximum interest rate to senior citizens as compared to normal citizens.

Under this scheme, 6.10% interest rate on 1 year to 18 months FD, 6.15% from 18 months to 30 months, 6.25% on 30 months, 3 years FD, 6.50% on 5 years FD, 5 to 7 years The bank is offering 6.50% interest rate on FDs and 6.50% on FDs of 7 to 10 years. If you want to take advantage of this scheme, then as soon as possible visit the nearest branch of IDBI Bank. The period of this scheme will end on 30 September 2022.

HDFC Bank FD Scheme

HDFC Bank has also brought a special FD scheme for its senior citizens. This scheme was launched by HDFC Bank on 18 May 2020. Under this scheme, the bank is offering 6.50% rate on FDs of 5 to 10 years. This is 0.75% higher interest rate than ordinary citizens.

Apart from this, HDFC Bank is offering 0.50% higher interest rate on the FD scheme of less than 5 crores with a tenure of 5 years to 10 years. This scheme is valid from 18 May 2020 to 30 September 2022. In such a situation, if you also want to take advantage of the higher interest rate, then you can invest in this FD scheme as soon as possible.

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