Monthly savings scheme: People are cheated of lakhs of rupees in the name of investment. In such a situation, you can get 9 thousand rupees a month by investing in this scheme of the government without any tension.
Senior citizen savings scheme: If you want to get fixed income every month, then you must invest in this scheme of the government because investing in a government scheme means that there is a complete guarantee of returns because you know that in today’s time How risky is it to invest in the private sector? In such a situation, forget investing in this scheme. You will get 9 thousand rupees in your bank account on the first date of the month itself. The name of this government scheme is Post Office Monthly Savings Scheme. If you want to invest in this scheme, then you have to contact the nearest post office.
invest only once
Good interest is given in the monthly income scheme of the post office. In this scheme, you can get a lump sum amount as interest every month by investing once. Let us tell you that the rate of interest for January-March 2023 has gone up to 7.1%. These interest rates also change from time to time. The lock-in period in this scheme is of 5 years. After maturity, the investor has two options. He can also withdraw this amount and reinvest in this scheme. Recently, Finance Minister Nirmala Sitharaman had said in the budget speech that the investment limit in this scheme would be increased from Rs 4.5 lakh to Rs 9 lakh. At the same time, Rs 15 lakh will be done for the joint account.
This is how you get 9 thousand rupees every month
The investment limit in this scheme has increased. After which Rs 15 lakh can be invested in a joint account. If you invest 15 lakhs, then you will get about 9 thousand rupees every month as interest. However, under this, joint account holders will be paid according to the investment. This interest is paid at the end of the month and you will continue to get this amount till maturity. On the other hand, if you invest Rs 9 lakh under a single account, then the monthly interest will be Rs 5,325.