New Delhi: The central government told Parliament on Tuesday that Google has removed more than 2200 fraudulent loan apps from its Play Store between September 2022 and August 2023. The government is continuously engaged with the Reserve Bank of India (RBI) and other regulators and the step has been taken to control fraudulent loan apps, Minister of State for Finance Bhagwat K Karad said in a written reply in the Rajya Sabha.
He said that as per the information received from MeitY (Ministry of Electronics and Information Technology), during April 2021-July 2022, Google had reviewed about 3500 to 4000 loan apps and removed more than 2500 loan apps from its Play Store. Was. Similarly, he said, more than 2200 loan apps were removed from Google Play Store during September 2022-August 2023.
Policy updated regarding loan apps
The Minister said that apart from this, Google has updated its policy regarding bringing loan apps on Play Store and only those apps which work in partnership with Regulated Entities (REs) or REs are allowed on Play Store. Do it. He said that there are requirements for strict enforcement actions for loan apps in India and in addition the policy has also been implemented. He further said that the Reserve Bank has issued regulatory guidelines on giving digital loans, the objective of which is to strengthen the regulatory framework for giving digital loans. Along with this, the aim is to increase customer security and make the digital loan system secure and strong.
Portal and helpline number launched
He said that the Indian Cyber Crime Coordination Center (I4C), Ministry of Home Affairs (MHA) is actively analyzing digital loan giving apps on a continuous basis. He said that to facilitate citizens to report cyber incidents including illegal loan apps, the Home Ministry has launched a National Cyber Crime Reporting Portal (www.cybercrime.gov.in) as well as a National Cyber Crime Helpline Number ‘1930’ ‘ has also been launched.
Making people aware to stop cyber crime
He said, the Government is taking various initiatives from time to time to spread awareness against cyber crimes, including cyber security tips through social media accounts, publication of handbooks for teenagers/students, publication of ‘Information Security Best Practices’ etc. Is included. Government officials in collaboration with States/Union Territories etc. are organizing Cyber Security and Security Awareness Week. He said that apart from these, RBI and banks are also running cyber crime awareness campaigns through dissemination of messages on cyber crime through SMS (Short Message Service). Additionally, RBI is conducting Electronic Banking Awareness and Training (e-BAAT) programme, which focuses on awareness about frauds and risks. On another question, Karad said that the Jan Samarth portal was launched to provide a common platform to avail loans under credit-linked government schemes.
He said that a total of 1,83,903 beneficiaries have taken loans under the above schemes related to Jan Samarth portal since its launch till December 2023. Karad, in a separate reply, said that 7.25 cases of fraud related to UPI were reported during 2022-23. The amount involved in these fraud cases was Rs 573 crore.