New Delhi: Currently Digital Payment Has increased significantly. For this Google Pay, PhonePe, Paytm Similar apps are used. You need to have internet and smartphone to use these apps. But, now you can pay even if you don’t have a smartphone or internet. By the Reserve Bank of India (RBI) Has been announced, feature phone users will also be able to make payments using UPI. RBI has introduced UPI based payments products for feature phone users. RBI has launched UPI based 123Pay for feature phone users. UPI123Pay Feature phone users through the facility just like smartphone users Digital payment Can do
With this facility users can easily send small amount. RBI has also launched 24×7 helpline DigitSathi for digital payments. Users will be educated and made aware through this helpline. Feature phones have fewer features than smartphones. Feature phones are mainly used for calls and text messages. But, now feature phone users can make digital payments without internet. RBI Governor Shaktikant Das said it was important to provide digital payment facility for feature phone users. Feature phone users will be able to make payments via SMS without the need for internet connection.
India has a large mobile phone consumer base of around 118 crore users. Most of these users still use feature phones today. According to the report, by July 2021, about 74 crore users had smartphones. Meanwhile, * 99 # service has been launched for all mobile users a few days ago. This feature supports all models of smartphones and feature phones. Also, the phone number needs to be linked to the bank account for payment through UPI. The biggest advantage of this feature is that you can pay online from a feature phone even without an internet connection.