New Delhi: Today almost everyone uses UPI App or Net Banking. From paying bills to booking tickets, in today’s world we all generally use UPI app, Net Banking. Be it a grocery store, a vegetable cart or a shopping mall, online payment facility is available everywhere nowadays. Not only this, with these methods you can transfer or receive money. Online payments have made financial transactions much easier. Moreover, it also saves time. But it is equally important to pay attention to all these things. On the one hand, while digital payment methods are on the rise, cybercrime is on the rise. Importantly, fraudsters are always looking for new ways to steal your money.
The number of cyber crimes in India has increased rapidly in the last few years. You may be using any digital payment app (then Google Pay Whether it’s PhonePe or Paytm), there are a few things to keep in mind. Doing so can prevent fraud and secure payments. Keep your UPI app updated: Keep your UPI app updated from time to time to protect yourself from cyber criminals. To enhance cyber security, companies provide new features with each update. In such cases keep UPI app always updated. Never enter a PIN to receive payment: In any UPI app, the user does not need to enter his / her PIN to get paid. So be careful if someone asks you to enter your PIN when sending money.
Beware of fraud calls: Cybercriminals don’t just try to steal money from people by sending links, they also call users directly and ask for their passwords, PINs, etc. Banks do not ask for such details on call. So don’t fall prey to any such call. Do not click on any link and do not enter PIN: Nowadays people get attractive offers on Mail and WhatsApp especially during the festive season. Such links prompt you to enter your PIN and other details to receive a ‘gift’ or ‘cashback’. So be careful not to click on such links.