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How Jan Dhan account holders get the benefit of Rs 10,000, understand the complete details like this

Jandhan Account Open Online: Have you opened Jan Dhan Account? Then you must read this news. You get many facilities in Jan Dhan Yojana account. Under the Pradhan Mantri Jan Dhan Yojana (PMJDY Pradhanmantri Jan Dhan Yojna), the Modi government at the center has opened savings accounts on zero balance. In this, many types of benefits are available including accident insurance, overdraft facility, check book.

10,000 in overdraft facility

Under the Jan Dhan Yojana, even if there is no balance in your account, you get the facility of overdraft up to Rs 10,000. This facility is like a loan for a short period of time. Earlier this amount was Rs 5000, but the government has increased it to Rs 10000 a long time ago.

what is the rule

Your maximum age limit for overdraft facility in this account is 65 years. To avail the overdraft facility, your Jan Dhan account should be at least 6 months old. If this does not happen, the overdraft facility of only Rs 2000 is available.

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Open your account like this

Account can be opened in public sector banks under Pradhan Mantri Jan Dhan Yojana. If you want, you can open your account in a private bank. If you have any other savings account, then you can convert it into Jan Dhan account. Any citizen of India, whose age is 10 years or more, can open a Jan Dhan account.

How to open account

Jan Dhan accounts can be opened in all the banks of the country. This is an ambitious financial program of the government. You use this account for banking, savings, loan, insurance, pension. This account can be opened in any bank branch or Business Correspondent outlet. PMJDY accounts can be opened on zero balance.


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