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GPay or PhonePe not working; This is how to send money through WhatsApp in a jiffy


WhatsApp allows UPI payments by scanning phone numbers or QR codes. Users can also send money to their content with the ease of sending chat messages without having to download additional apps. Unified Payments Interface (UPI) is becoming the first mode of money transfer for all small or large transactions.

From buying vegetables from roadside vendors to paying electricity bills or even booking travel tickets. UPI has literally taken over cash and cards. UPI apps like Google Pay, PhonePe, and Paytm not only offer hassle-free money transfers, but are also secure and offer other features like tracking monthly payments.

You can also send money through WhatsApp

There is another app through which you can initiate UPI payments and that too without downloading the app. Because the app we are talking about is already installed in your mobile phone. We are referring to the WhatsApp UPI transfer facility called WhatsApp Payments. WhatsApp UPI payment feature was launched a few months back. So, even without downloading the app, you can easily send money to a mobile number or by scanning a QR code.

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How to step-up WhatsApp Payments

step 1: Open the WhatsApp app on your Android or iOS smartphone.

Step 2: Now open the chat of the person to whom you want to transfer money. You can also tap on Direct Payment by tapping on the three dots on the top right corner.

Step 3: Now tap on “Add your payment method” and then click on “Add bank account”.

Step 4: Select the bank in which you have your savings account.

Step 5: Next, you will need to verify your phone number. Specifically, you must have your registered mobile number on your phone. If you have a registered mobile number, WhatsApp number is one, then WhatsApp will automatically verify it.

Step 6: Now add your bank account details.

Step 7: Allow WhatsApp to send and receive money through a registered mobile number.

Step 8: Click Continue.


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