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Get insurance up to Rs 2 lakh at an annual premium of only Rs 20, know plan details

Pradhan Mantri Suraksha Bima Yojana: The Modi government at the Center keeps on bringing many schemes for the people of the crores of low income group of the country. There was a time when only people of middle and high income group could buy insurance policy, but through this scheme of the government, poor people can also take advantage of social security. The insurance policy we are talking about today is the Pradhan Mantri Suraksha Bima Yojana. Through this policy, you can get a cover of Rs 2 lakh by spending only Rs 20 annually.

Policyholder gets accidental insurance
Through the Pradhan Mantri Suraksha Bima Yojana, the policyholder gets the benefit of accidental insurance of Rs 2 lakh. If a policyholder dies in an accident, then his family gets an amount of Rs 2 lakh. On the other hand, if the policyholder becomes disabled in an accident, then he gets an insurance cover of Rs 1 lakh.

These people can buy insurance
Let us tell you that to buy this insurance policy (PMSBY Scheme Benefits), your age should be between 18 to 70 years. After purchasing this policy, it remains valid from 1st June to 31st May. After this, Rs 20 will be deducted from your account as auto debit. After this the policy for the next year will be auto renewed. Earlier, for this policy, people had to pay an annual premium of Rs 12, which has been increased to Rs 20 in June 2022.

In this way the nominee can claim the policy
If a person has died in an accident, then the policy nominee can go to the bank and claim the policy. For this, he will have to submit the death certificate of the deceased, postmortem report, Aadhar card, his Aadhaar card to the bank. In case of disability, the policy holder’s hospital papers, Aadhar card will have to be deposited in the bank. You can claim the policy within 30 days of the accident.

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