Tuesday, January 31, 2023
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FD Rates: These small finance banks are giving up to 8.15% interest on FD, see how you will get the benefit

FD Interest Rate : The Reserve Bank of India (RBI) has increased the interest rates of FD for the second time in the month of July after the announcement of increase in the repo rate. This time many banks have increased the interest rates of Fixed Deposit i.e. FD. As soon as FD interest rate has become alluring for investors on fixed deposits. However, traditional banks offer interest rates on FDs in the 2-6 per cent bracket.

This bank is giving tremendous offers
The interest rates of some small finance banks including Suryoday Small Finance Bank, Jana Small Finance Bank and Ujjivan Small Finance Bank are beating inflation rates. These rates are applicable on deposits below Rs 2 crore.

Suryoday Small Finance Bank
6 months – 5.25 percent, for senior citizens – 5.75 percent
1 year – 6.50 percent, for senior citizens – 7.00 percent
2 years – 7.00 percent, for senior citizens – 7.50 percent
3 years – 6.50 percent, for senior citizens – 7.00 percent
5 years – 6.75 percent, for senior citizens – 7.25 percent

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Jana Small Finance Bank
1 year – 6.50 percent, for senior citizens – 7.30 percent
2 years – 7.25 percent, for senior citizens – 8.05 percent
3 years – 7.25 percent, for senior citizens – 8.05 percent
5 years – 7.35 percent, for senior citizens – 8.15 percent

Ujjivan Small Finance Bank
6 months – 4.75 percent, for senior citizens – 5.25 percent
1 year – 6.70 percent, for senior citizens – 7.20 percent
2 years – 7.10 percent, for senior citizens – 7.60 percent
3 years – 6.25 percent, for senior citizens – 6.75 percent
5 years – 6.00 percent, for senior citizens – 6.50 percent

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