To avoid OTP scam, keep your mouth shut (Easy) (PC: Swati Jha)
If you get a call from an unknown number and are given attractive offers and are asked for OTP in return, then you have to keep your mouth shut. Understand it in an easy way. Shekhar received an unknown call, in which it was said that this call was for a product which was delivered yesterday. The caller introduced himself as the delivery manager and offered Shekhar that if he would give the OTP received during the call, lifetime delivery would be free. In such a situation, cyber experts advise to do asana with the mouth closed.
What is mouth closed posture? If a call comes in this posture and otp If asked, you have to place both hands on your mouth and close your mouth. The OTP shared with you at the time of delivery of any item is official and its source and details are written on the message sent to you. Read it properly and then trust. Apart from this, if someone demands OTP from you after the goods are delivered, then you do not have to answer.
Let's start with the second Asana in #ScamProofAsanas, the "Mooh Band Asana," which emphasises safety by recommending you not to share your OTP with anyone.#SBI #MoohBandhAsana #ScamProofAsanas #DeshKaFan #TheBankerToEveryIndian #I4C #MHA #Cyberdost @TheOfficialSBI pic.twitter.com/PcSis3TWbI
— Cyber Dost (@Cyberdost) February 5, 2024
How OTP Scams Work
OTP scam is a cyber crime in which fraudsters trick users into sharing one-time passwords (OTP) so that they can steal money from their bank accounts or other online wallets.
For this, scammers send you phone calls, text messages or emails. They present themselves as bank employees, government officials or any other trustworthy person. They tell you that there is a problem with your account or you need OTP to avail the benefit of some scheme. Once they get your OTP, they can take over your account and steal your money.
These OTP scams are the most common
Scam in the name of a bank employee- Fraudsters present themselves as bank employees and tell you that there is a problem with your account. They ask you to share your OTP so that they can fix the problem.
Scam in the name of government official- In this type of scam, scammers pretend to be government officials and say that you need to share OTM for such and such scheme. They ask for OTP from you so that the scheme can be verified.
Email Scams – Fraudsters send emails that appear to be from a trustworthy company. You will be asked to click on the link given in the email. When you click on the link, you will be taken to a fake website, which will ask you for OTP.
How to avoid OTP scam
Never share your OTP with anyone, even if they present themselves as trustworthy. Properly check any call, text message or email received from the bank or any other institution. If you have any doubts, speak to the bank or company directly and ask them if they really want your OTP. Use strong passwords for your bank account and other online accounts. Keep your phone’s apps and operating system updated.
What to do if you become a victim of OTP scam
1. Contact your bank or company immediately. 2. Change the password of your bank account or other online account. 3. To lodge a cyber crime complaint, you can dial 1930 or official site You can lodge a complaint on.
To avoid OTP scam, it is important to be alert and careful every moment.