If there is an accident while driving, then how to compensate or claim it from the vehicle insurance company, today we know about it.
Here we are telling you in 6 steps how to claim car insurance after an accident…
1. Inform your insurance company about the accident
First you should inform the insurance company. Most of the insurance companies also provide roadside assistance which will surely help you in towing your accident vehicle to the nearest service center and take you back home.
2. Register an FIR
In case of an accident, one should go to the nearest police station and register an FIR. After this the police will investigate the spot, on the other hand, the report will help you to file the claim. Note- Do not register FIR for scratches, dents and minor accidents.
3. Record video for evidence
It would be great if you have some pictures and videos of the car at the accident site as proof as it will help you in the car insurance claim process. Also record the number plate and witness present at the spot for a hassle free claim.
4. Submit all the required documents
1) Copy of insurance policy
2) First Information Report (FIR) lodged in the police station
3) Driving license keycopy
4) Copy of the registration certificate of the car
5. Start the Inspection Process
After the submission of the documents, the process of verification will start. The surveyor will carry out a thorough inspection of the vehicle and assess the damage caused to the vehicle.
6. Car Repair
After completing all the above steps, the car repair will start based on the claim made by you. You can get it reimbursed cashless or in cash. If you opt for cashless claim, you can take your vehicle to any service center (as specified by the insurer).
